UNIVEST FINANCIAL

Owners

Goods & Services

Full line of banking services; Savings and checking account services; Money market account services; Certificate of deposit services; Automated teller machine banking services; Direct deposit services; Payroll deduction services, namely, payroll tax debiting services; Telephone banking services; Share draft and check transaction processing services; Online banking services; Overdraft protection services; Automobile financing services; Construction financing services; Mortgage banking, brokerage and lending services; Home equity loan services; Home improvement loan services; Wire and electronic funds transfer services; Credit card, check card and debit card issuance and payment processing services; Insurance brokerage services; Financial, investment, retirement and brokerage services featuring individual retirement accounts, Roth IRAs, and share certificates; Debt consolidation services; Traveler's check issuance services; Direct, automatic and online bill payment services; Trust services, namely, estate trust management and planning services and real estate trustee services; Wealth management services; Consumer and commercial leasing services; Investment advisory services; Investment consultation and investment management services; Estate planning services; Financial planning services; Financial planning for retirement; Financial planning services, namely, developing and managing charitable giving programs on behalf of others; Financial risk assessment services; College planning services, namely, assisting others in preparing savings plans for future college expenses; Financial portfolio management and analysis services; Insurance consulting services in the fields of life, disability, long-term care and individual property and casualty insurance; Providing information in the fields of banking and finance by means of the internet; Insurance brokerage services, namely, providing personal and commercial property and casualty insurance, employee benefits insurance, and services ancillary thereto, namely, claims administration and adjustment; Financial administration and management of employee benefit plans; Administering employee benefit plans concerning insurance and finance; Employee benefits trust administration, management and financial planning services; Financial analysis and consultation services in the field of employee benefits