VANTAGESCORE 4PRE

Owner

Goods & Services

Software as a service (SaaS) services platform featuring software that allows financial institutions and other lenders to preview consumer credit scores that include additional verified data before it is reflected or reported on the credit file; providing temporary use of on-line non- downloadable computer software for use by financial institutions and other lenders to preview, assess and evaluate consumer creditworthiness and consumer credit risk based on as yet unreported credit data and information; Software as a service (SaaS) services featuring software that allows financial institutions and other lenders to assess and evaluate consumer creditworthiness and credit risk by assessing and evaluating credit-related consumer data before it is reflected in a consumer credit report all for the purpose of evaluating credit worthiness, credit risk and credit services

Credit scoring services and credit risk evaluation services for financial institutions and other lenders, in the nature of evaluation of the credit worthiness of companies and private individuals, namely, analysis of real-time credit score adjustments based on a preview of the impact of additional, unreported credit related variables and factors on a consumer credit score; consumer credit score simulation and analysis, namely, providing financial information and credit analysis to lenders and issuers of credit that enables a better understanding of the credit applicant's credit status and previews and forecasts the impact of different variables and behaviors on a consumer's credit score