VELVET PAY

Owners

Goods & Services

Issuance of private white label credit cards and credit cards that serve as both private label credit cards and general purpose credit cards for use at participating beauty salons and spas; Issuance of private white label credit cards; Credit card services in the nature of issuance of a credit card, credit bureau services via an online e-account related to credit card use at participating beauty salons and spas that includes providing discounts and incentive programs to members; Providing cash and other rebates for credit card use as part of a customer loyalty program.

Downloadable applications that provides access to credit card services; Mobile applications proving access to credit card services.

Providing and administering an incentive award program through issuance and processing of loyalty points for purchase of a company's goods and services through the use of a private label credit card and debit card.