Computer application software for mobile phones, namely, software for storing and analyzing past spending history and pre-existing consumer credit card information to provide personalized recommendations for new credit cards that a user can acquire to improve his or her credit card rewards earnings and also create increased savings via reduced fees, based on consumer preferences

'acquir':36 'also':47 'analyz':12 'applic':2 'base':54 'card':22,31,43 'comput':1 'consum':20,56 'creat':48 'credit':21,30,42 'earn':45 'exist':19 'fee':53 'histori':15 'improv':38 'increas':49 'inform':23 'mobil':5 'name':7 'new':29 'past':13 'person':26 'phone':6 'pre':18 'pre-exist':17 'prefer':57 'provid':25 'recommend':27 'reduc':52 'reward':44 'save':50 'softwar':3,8 'spend':14 'store':10 'user':34 'via':51

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