Communication Platform as a Service (CPaaS) featuring computer software platforms for providing a digital marketplace for enterprises and suppliers and a global network to enable any enterprise in the world to communicate with its customers across the globe; Providing temporary use of non-downloadable software for providing end-to-end communication between enterprise applications and end users in a secure and auditable manner; none of the foregoing specifically designed or marketed to provide or enable others to provide debit card, credit card, or other financial services, or human capital management or human resource services

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