XE

Owners

Goods & Services

Bill payment services; electronic credit and debit transactions; electronic funds transfer; payment processing services, namely, electronic processing and transmission of bill payment data; electronic cash transactions; [ check cashing; ] cash-based foreign exchange services provided on-line and/or through physical locations; providing information services in the fields of economic, financial, monetary and stock exchange information, currency trading information, all of the above to specifically exclude hedge fund and fund of funds investment products; [ cash replacement rendered by credit card and debit cards; issuing of travelers' cheques services; ] financial analysis; fiscal assessments; computer services, namely, providing on-line information in the nature of financial news, information and data; all of the above to specifically exclude hedge fund and fund of funds investment products

Payment receivables services; Auctions of foreign exchange and/or, precious metals and/or other commodities

Software for currency conversion calculation purposes

Providing user authentication services in e-commerce transactions

Computer programming for others; computer software design for others

Telecommunications services, namely, electronic and/or online transmission and distribution of data, messages, and documents relating to business and financial affairs; computer-aided transmission of data, messages, information and images relating to business and financial affairs; electronic mail services; electronic transmission of messages

Education services, namely, providing training in the field of finance, use and processing of economic, financial, monetary information; Computer services, namely, providing on-line publications in the nature of electronic magazines featuring financial news, information and data; News reporting services