A retail payment accelerator that ties a customer's single financial implement (such as a credit card, debit card, or electronic check-ACH), with a short cut (such as a key press or other event) on an EFT terminal and whose invocation supplies the necessary financial information for that implement without its physical presence to a point-if-sale device as the customer's selected payment choice

'acceler':4 'ach':24 'card':17,19 'check':23 'check-ach':22 'choic':69 'credit':16 'custom':8,65 'cut':28 'debit':18 'devic':62 'eft':39 'electron':21 'event':36 'financi':11,47 'implement':12,51 'inform':48 'invoc':43 'key':32 'necessari':46 'payment':3,68 'physic':54 'point':59 'point-if-sal':58 'presenc':55 'press':33 'retail':2 'sale':61 'select':67 'short':27 'singl':10 'suppli':44 'termin':40 'tie':6 'whose':42 'without':52

XPRESSPAY

Owner

Goods & Services